New Change: New Years (a little belated!)

(We're such rebels...except for Matt, because he's eating healthy!)

I can always count on spending time with Matt & Kay on New Years. They are not even my "fall back" they are usually my "go to!" Unfortunately, my dear husband couldn't join us, because he had to work. We were really lazy and just watched a (bad) movie and hung out.

The next day we watched the UNC game, played chicken foot (feet?), and made banana splits! It was quite a low key New Years, but I was in good company!

I started off my New Year with some of my best friends! I didn't really make resolutions, but I do have a few goals that I hope to meet this year. Here's my 2012 list:

 

Finish meeting my weight lose/health goals: I'm very proud to say that I lost a lot of weight in 2011 that I had put on in the last few years. I'm really only a few pounds away from meeting that goal. My main goal this year is to continue to eat healthy and get fit.

Pass my Praxis Math test & apply to ECU's distant education program

Read more: If you have any good recommendations or would like to share a book with me on my kindle I'd love to hear from you!

Be more crafty: I crafted a lot in 2011, but I hope to craft something new in 2012. Maybe a new skirt is in my future!

 

Budget & keep up with receipts

Visit my friend in Utah

Save some money

Backup up documents/pictures on computer & Burn VHS videos to dvds: I've been avoiding this one for way too long!

Enjoy the beach more

Celebrate Maria's 30th Birthday in a BIG way!

Take pictures with film: Now I just need to buy that film camera that I'm eying.

Be more faithful in prayer

Purge more!

Give more (unselfishly)

Try new recipes

Go somewhere for our Anniversary

Write more letters to family and friends

Get on facebook less

Appreciate family and friends more

I have plenty to do this year! I should probably get off the computer and start on my list ;)

New Change: Goodbye Bills!

I should start off by saying that getting any type of credit card in college is not always the best idea. This is how some of my debt problems began. I went into Wachovia one day and they gave me a card that was considered my overdraft account. They didn't explain it to me very well, so when I received a credit card in the mail I used it. Then I continued to use it until I was over 5,000 in debt. This was around 2001 and I just paid this bill off (with the help of Chris) in 2011! It's crazy that I carried that much debt around for so long just on one card. I also got the brilliant idea to buy a dell desktop computer, which also took many, many years to pay off. My mom ended up helping me pay the rest of that off. I paid way more for a computer than I ever should have by the time it was said and done.

Even this year I did manage to get a Chase card and owed way more than I was ever hoping to owe. The purchases were usually business related, but I still couldn't pay it quick enough. The good news of it all is I've learned my lesson! I just paid off my Victoria's Secret card, my Old Navy card,  and my Chase card. I have about $10,000 in college loans to pay and we have a car loan. I guess that's not horrible considering the amount of debt most people are in!

I am just excited not to have to stress or worry about bills. Credit cards are in my past! Goodbye debt, hello savings!